On November 6th, people from across the country voted in their state’s Midterm Elections. Up for vote were 34 Senate seats, all of the seats in the House, and 36 gubernatorial seats. The Republicans have 53 seats in the Senate, 199 in the house, and 25 governors. The Democrats have 45 Senate seats, 223 house seats, and 23 governors. The other two Senate seats, which are the Florida and the Mississippi, are both leaning Republican as are the other two gubernatorial races. In the House, 6 seats are leaning Republican and 4 are leaning Democrat. This means that the Republicans have a majority in the Senate and will most likely have a majority among governors, whereas the Democrats have the majority in the House.
Just looking at the numbers, this would not seem to be a win for the Republicans as they lost the House, which they recently controlled. However, if you look at previous elections, this is a victory for them. In 2010, which was the first midterm election under President Obama, the Democrats lost 6 senate seats and 63 house seats. In 2002, however, the Republicans kept both Houses under President Bush. This makes sense, given the political climate at the time and the war just beginning in Afghanistan. In 1994, during President Clinton’s first term, the Democrats lost 9 Senate seats and also lost 54 House seats. Given the history of first-term midterm elections, President Trump gaining seats in one of the chambers is a victory for the Republicans. Also, keeping the Senate is arguably more important than keeping the House. With control of the Senate, Trump can get his court appointments confirmed. The biggest problems with not having control of the House is the possibility of impeachment and a block of any future tax cuts. However, Trump has already gotten his big tax cut through, so he isn’t looking to do another one very soon. Also, impeachment isn’t a problem because the Senate has to remove the President from office, which won’t happen with a Republican Senate. Keeping the Senate will be more important for Trump than keeping the House because he can still get his appointments confirmed by the Senate.
This is why this was a victory of the Republicans. They beat history and gained a few seats in the Senate. However, they lost the House. The was a lesser evil for Trump, because he can do more with a Republican Senate than a Republican House. Even though the Democrats gained the House, this year was not a victory for them. It was still a decent election for them, because they took control of one of the chambers, but the Republicans still got what they needed to achieve their goals.
The House – With California’s 21st Congressional District, the last undecided race of the 2018 midterms, and the vast majority of election wins certified, the numbers are in: Democrats gained 39 House seats, securing a solid 234-seat majority for the next session. Central to their victory was the political shift among sparsely populated suburban areas that voted solidly Republican in 2016, delivering a net Democratic gain of 15 seats. Likewise, densely populated suburban districts that voted solidly Democrat in 2016 shifted more Democratic, with 12 more seats flipping. Overall, the shift was most profound in districts that voted for Romney and Trump in previous elections, accounting for one-third of Democratic pickups – a sharp rebuke of Republican policies that have ostracized many independent and conservative voters alike.
The Senate – In the Senate, Democrats fared better than expected, losing only 2 seats for a 53-seat Republican majority against a brutal electoral map: 74% of senate seats up for election were held by Democrats, the most seats any non-presidential party had to defend in midterms since 1914. In addition, Democrats overperformed in nearly every state, beating even partisan leans of 25+ points in states that voted overwhelmingly for Trump, like West Virginia – which he had previously won with a 36% margin.
The Voters – Both parties’ bases were highly motivated, with voter turnout increasing nearly 10% from the 40% national average; in Texas alone, voter turnout increased 14% to 46% total. Democrat Beto O’Rourke came to within 3 points of Republican Ted Cruz by winning over burgeoning urban voters that already, in five counties alone, encompass 43% of Texas’ population. The combination of high urban population growth and continued high voter turnout is projected to make Texas a swing state by 2024, and much more competitive in 2020, when Senator John Cornyn’s seat is up for election.
The Future – The recent news about Special Counsel Mueller’s investigation into alleged Russian interference and current Democratic control of the House and its Judiciary Committee suggest more conflict ahead. It is necessary among Democratic and Independent voters to protect the Special Counsel – himself a lifelong Republican, former Marine, and 12-year FBI director – from executive interference. However, many Americans expect legislative gridlock in the coming session to stall policy-making at a time when national debt interest, accruing faster due to a recent tax overhaul and spending bill, will surpass defense spending. Moreover, the international status quo increasingly demands unified action.
My Opinion – Keeping in mind the above, the American people have delivered their most resounding verdict yet on the current status quo – one of bitterness, partisanship, and sociopolitical division ordained by populist demagoguery – by voting for checks and balance, rule of law, and reason in candidates professing different views than a Republican contingent that seems bent on abandoning its foundations of fiscal responsibility and constitutionality for political expediency, all the while championing the burning effigy of moral integrity. Its base, the Great Silent Majority of working-class, suburban, law-abiding taxpayers readily abandoned the vitriol and incessant scandals ushered in by this administration in favor of either tepid enthusiasm or the Democratic party. At a time when both parties are becoming more radical, and younger generations are expressing apathy or disdain for the democratic process, the solution is not to set fire to the opposing camp – calling upon an army of horrors, “trigger-words,” slippery slopes, or straw men – but to recognize the true enemy of any self-governing people: fear itself.


Interra Global – A Bulk Desiccant Provider.
Interra Global provides customers around the world with material sourcing solutions. Our team is dedicated to meeting the unique material sourcing requirements of our customers and providing the highest level of customer service and support.
Interra Global has clear and direct contact with manufacturers on a regular basis. This unparalleled presence and communication allows Interra Global to strategically choose suppliers and to develop lasting relationships.
We believe choosing the right supplier is more than finding the lowest price. Quality and consistency are at the top of our list when determining who can meet our standards and your high expectations. We know it’s easier to ask for a better price from a quality source than it is to ask for better quality from a low bidder.
We have been proudly providing high-quality industrial adsorbents to customers around the world since 2008. Our international team has developed a business model that works. We look forward to becoming a valued partner to your company and we promise to continuously strive to meet your high expectations.


Under what’s known as a contingency fee arrangement, your attorney receives a fee only if you receive monetary compensation, in the form of an out-of-court settlement or an award after trial. The contingency fee will be a percentage of your total compensation. If you don’t get any money, neither does the attorney. When hiring lawyers for wrongful termination in Oakhurst, Florida agree to work on your case for a contingency fee, the percentage they’ll charge can vary quite a bit—from less than 25% to more than 40%—depending on where you live and the individual attorney. Often, they’ll ask for an up-front “retainer” (a sort of down payment) against the hourly fees. Then they’ll withdraw the fees as they earn them and give you an accounting of any balance. As enforced through the at-will rule, wrongfully does not refer to the termination being mean or the boss singled me out because he did not like me. The termination must violate a protected class or fundamental public policy.
Despite the fact that the worker had previously been late only once, the boss terminates the worker, stating that she has a right to do so pursuant to the employment at will doctrine. The boss’s assertion is incorrect. By passing out the memo, she created an implied employment contract, and the worker can bring a claim for wrongful termination. This is known as a constructive discharge. If the employee had a contractual right to continued employment, the employer can be held liable. The concept of a constructive discharge is really just a way for the legal system to hold employers accountable when they try to get rid of employees in a disingenuous manner. This is in stark contrast to the Wrongful Termination in Oakhurst in other countries, which requires employers to have a sufficient reason for terminating an employee.


City Closet Storage College Point – Having a youngster, one simply can not think of any well-organized house. Kids are by nature very naughty. They wish to throw their stuff all around and keep their stuff disorganized. If you want your residences to be sorted out as well as you want your child to learn the right behavior of organizing his stuff in a genuine great way, then surprise him a wardrobe organizer. The closest brought should be solely dedicated to your son or daughter and not for you or other people.
Make him create a sense of possessiveness towards his new wardrobe like his toy. You’ll find many closets designed on the market. But here you can’t make a blind choice for a wardrobe organizer. As it is likely to be a surprise to your child, it ought to be a kid’s wardrobe system. The appearance of the wardrobe also should be considered a child’s favorite. The color shouldn’t be too bright, make an effort to paste images of cartoons, of stickers of your child’s favorite toys and games etc in order to make his wardrobe organizer little more attractive and his favorite.
Make sure that the wardrobe organizer has enough areas in it. As your child will be having hundreds of varieties of stuff, it ought to be simple so that you can plan them easily. Make an effort to categorize the things of your child first. Devote some sections of the closet limited to his toys. You can see a sub category here. You could place very fragile toys in one area of the wardrobe and delicate toys and games in some other area of the wardrobe.
Hence this might help him access his toys and games quickly. Now next job is to devote some compartments of the wardrobe system to keep your child’s clothes. You must be well aware of your child’s favorite clothes. So you can place them in one section and other clothes in another section. The sneaker rack of the kids closet organizer can be used to place your child’s shoes in a mannered way.
Make it a point to make these closets as easily accessible. Your child should not struggle to open his wardrobe system. It would be better if you select a wardrobe of less locking system or an available wardrobe system. Also, make sure that you make your child to follow the essential rules to maintain the closet. The size of your kid’s wardrobe should be small and stylish.


Just what is ‘authenticity’ in a brand? To find out, let’s take a look at a craft that places authenticity as its holy grail. Acting.
Brands and actors actually have a lot in common. Both play a character, tweaked and interpreted to be as affecting and engaging as possible. This character can be fictionalised, dramatised, or even wholesale made up, but at the core of a great performance for both is a point of undeniable human truth. This is the anchor that allows us as audiences and consumers to believe the character.
For most of history, the actor’s craft emphasised clarity. It had to, because when performing in front of a crowd, the people at the back needed to be able to see and hear what was going on. An actor needed to enunciate loudly and gesticulate wildly, not just to perform the play, but to have any kind of show at all that the audience could follow.
Then Konstantin Stanislavski came along.
He was the originator of the cleverly-named Stanislavski system, which itself would spawn method acting. You’ve probably heard of it. Essentially, it tells actors that their performances could be more authentic and engaging by experientially recreating the character’s emotions in themselves.
They have to really ‘feel’ the role. For example, if the character’s father just died, the actor should bring back the emotions they felt in their own life when a loved one had died, and the performance should flow naturally from there. Most of your favourite actors today subscribe to these techniques in one way or another. A handful might even take it to extremes. We’re looking at you, Leo.
The System and The Method were actually developed for stage, but they just happened to coincide with the rise of film—and work out really well for it. Suddenly they had camera angles, speaker systems, editing and multiple takes. With all the constraints of live theatre gone, they could guarantee the same experience for the whole audience and drive an explosion in opportunities for nuanced, realistic performances.
We bring this up because the craft of advertising is very similar to acting and developed in an almost identical way. We as brands and advertisers take on a role—a character. Take a look at early advertising and you’ll find it as hammy as theatre actors of the 1910s. It was loud, blunt, and almost comically overstated.
It’s harder to pinpoint exactly when advertising began to mature, but Bill Bernbach’s (The ‘B’ in DDB) work would be a solid choice.
His ‘system’ doesn’t have a name, but centred around creativity to engage audiences, rather than the exaggerated hard sell that dominated until that point. He argued for uniqueness, believability, and consumer insight in advertising. In other words, examining what to say and how to say it, over how loud to yell.
It wasn’t enough that customers hear and understand the message. They had to ‘feel’ the brand in order to believe it. And in order for them to feel it, the people behind the brand have to as well. Almost all of us accept this to some extent.
Bernbach’s most famous work (probably Volkswagen and Avis) was in print, but his system happened to work out even better with the rise of television. In much the same ways that the big screen opened up tone and nuance for actors, the small screen followed suit for advertising.
What can we learn from this parallel? We can take away that the bridge between actors and audiences is the character, with the most affecting performance built on a shared commonality between them. In the same way, a shared experience between advertisers and consumers through the brand makes it believable and engaging.
We need to ask that more. That’s what drives authenticity.
Both the disciplines of acting and advertising took coincidentally similar paths to their golden ages, which we still feel today. Both revolutions were triggered by the rise of screens, but the 21st century saw a new screen join the fray. Join us next time to find out how these paths diverge, and advertising has only just begun to recognise it.


Innovative and worldclass products have been developed by Thales Air Defence Ltd (TADL) in Belfast, through a longstanding commitment to leading-edge product research and a strong global focus, Ian Pearson, MP, Minister responsible for Enterprise, Trade and Investment at the Northern Ireland Office, said today.
The Minister was speaking during a visit to the TADL plant at Castlereagh in Belfast, where the company develops a range of missile systems including the unique Starstreak air defence system, the most advanced weapon of its type. Their products have been sold to 58 Armed Forces in 32 countries.
The Minister said: “The most recent example of this company’s strong focus on research is the decision to establish a centre of excellence in missile systems integration, including sophisticated electronics and laser guidance under the joint Invest NI, Department of Employment and Learning and EU-backed Research and Technology Development Programme.
“This £4.5 million investment carries forward the company’s focus in this area which began in 1996 and has so far contributed to their success in securing six major contracts totalling over £400 million. This new investment will position the Belfast operation for further growth in terms of its product portfolio and overall business.
“This investment is another significant endorsement by Thales - a global leader in defence electronics - of Northern Ireland as a international technology centre,” he added.
Ian Pearson said TADL’s achievements supported Invest NI’s strategic focus on encouraging more companies to invest in R&D as a route to sustainable growth.
The Minister was welcomed by Millar Crawford, TADL Chief Executive Officer, and met other members of the management team during his visit.
Mr Crawford said: “Our research efforts benefit enormously from the supportive approach of the Government, the range of R&D programmes provided by Invest NI and the excellence of the two universities here in key disciplines such as electronics engineering and software.
“These factors underpin our position as the centre of excellence for missile design and manufacture within the Thales Group and have enabled us to extend our expertise from air defence into other key sectors,” he added.


Apart from the custom work, rebuilds and semi custom bikes that we build are the restoration projects that we take on. Over the years we have brought back to life everything from a 1948 Elgin, that had been stored in a barn for two decades and run over, to a Schwinn Stingray and A vintage Peugeot Team Race bike.
Take a look below at some of the pictures and if you have a classic project yourself that needs bringing back to life, contact us or stop in for a chat.
Don't let that trusty old steed of your youth rust any longer.
A ladies 1953 Schwinn step through before restoration.
1953 Schwinn after the clean and restoration.
Close up of the skip link chain and crank.
This 1958 Huffy made by the raleigh bicycle company of Nottingham England.
Another barn find, this time a trike.
Frame after shot blast and repaint. Original decals applied.
Ready to race once again.
Close up of high flange hub and we even tied and soldered the spokes and put on tubular tires.
Same Elgin after complete restoration and paint.


In this issue: Honor Harrington returns, a tramp freighter crewmember takes a stand for freedom, and John Lambshead explores the nature of intelligence. All that, plus a new short story set in the Jao Empire series.
The Mesan Alignment has a plan to remake the galaxy and genetically improve the human race—its way. Until recently, things have gone as scheduled. That was before they came face-to-face with the Star Empire of Manticore. Now, the Alignment has engineered a war in order to undercut Manticore’s galaxy-wide reputation. But even the best laid plans can have unintended consequences, and one of those consequences may just be the dawn of a new bright day of freedom for oppressed star nations everywhere.
Angie Kaneshiro was a veteran of the Freehold Forces of Grainne, but was now crew on board a tramp freighter. Then the war with Earth started. The UN forces may hold most of the stations, the docks, and the jump points, but war is complicated, and heroes can be forged in its crucible—even if the hero turns out to be a tramp freighter crew-woman willing to fight for the freedom she loves.
For as long as Vikram Bannerji can remember, the alien Jao have ruled the Earth. Just four years old when the invasion began, Vikram has grown up hating the alien overlords. But now something has changed. The Ekhat, once thought to be nothing more than a Jao myth, have launched an attack on Earth. And the Ekhat are far worse than any Jao. Now Vikram must make a choice: let years of anger and blind hatred rule his life . . . or choose a nobler path.
Read “Bringer of Fire” by David Carrico here.
And check out the latest novel in the Jao Empire series, The Span of Empire by Eric Flint and David Carrico, here.
Baen Books is proud to present a new epic poem, serialized in ten parts. Written by celebrated poet Frederick Turner, Apocalypse examines the effects of catastrophic climate change—and the men and women who do whatever it takes to save the planet.
Over the next weeks, a new section of this novel-length work will be posted on the Baen Books main web site, and then collected complete as an ebook that will appear when the serialization is done. So watch every Thursday from now until the end of September 2016 for new installments!
It seems every so often there’s a news article heralding a new, bold step toward creating an Artificial Intelligence. Some futurists believe we’ll have AI within our lifetimes. Not so fast, says Dr. John Lambshead. Sure, you can simulate intelligence. But, as Dr. Lambshead points out, you can also simulate rain—“but no one gets wet.” So what differentiates true intelligence from the science fictional artificial variety? The answers can be found in this month’s free nonfiction essay.
Read “Quantum of Consciousness” here.
Coming soon to the Baen Free Radio Hour: Les Johnson discusses near future science fiction novel On to the Asteroid, the sequel to Back to the Moon by Travis S. Taylor and Les Johnson. Rick Boatright and Kerryn Offord on 1636: The Chronicles of Dr. Gribbleflotz; and David Drake discusses his landmark science fiction novel Redliners which is now out in an all-new 20th Anniversary Edition with an essay by Drake and supplemental new material. Missed past episodes? No problem. We’ve got every episode archived for your listening pleasure.
To coincide with the release of The Year’s Best Military and Adventure SF 2015, Baen Books is pleased to announce the second annual Year’s Best Military and Adventure Science Fiction Readers’ Choice Award. The award honors the best of the best in this grand storytelling tradition, and its winner will receive an inscribed plaque and a $500 prize. And YOU are the judge! Choose your favorite story from the contents of The Year’s Best Military and Adventure SF 2015 and reward its author for excellence. Voting closes August 31, 2016.
The Mesan Alignment has engineered a war in order to undercut the Star Kingdom of Manticore’s galaxy-wide reputation. But even the best laid plans can have unintended consequences, and one of those consequences may just be the dawn of a new bright day of freedom for oppressed star nations everywhere.
From Robert A. Heinlein’s “Ordeal in Space,” in which the merest kitten confers the gift of courage on his human, to Cordwainer Smith’s “Ballad of Lost C’mell,” which answers the very question of what would be the outcome of the melding of human and cat, we offer here sixteen reasons why space is truly the feline frontier.
The laws of Xylar decreed that a king could only reign for five years, after which he would be beheaded. King Jorian, however, had different ideas. When his half-decade was up, he made a run for it. But his beloved wife was left behind. Now, with the help of the wizard Karadur, he’ll mount a rescue.
This collection of transcribed conversations delves into all aspects of Silverberg’s life, such as his extensive travel, passion for film, opera and classical music—as well as his decades-spanning career in SF.
These inventive and compelling stories contain tales of transcending cyborgs, shapeshifting bears, sentient hands, rogue GPSs, superhero moms' groups, zombie chipmunks, and a story told from the point of view of a paddle in Pong.
Dave Crowell is a hero of the eight worlds of the Union, but he doesn’t want fame or fortune. These days he just wants to run his private detective business with his partner and forget about the Ultras, the insidious aliens that attacked the Union, then vanished. But a client turns up dead under mysterious circumstances, and Crowell knows the Ultras have not gone away.
A man is found murdered and brutally impaled near the Seattle waterfront, and during the investigation, private detectives Dave Crowell and Alan Brindos come face to face with an alien drug known as RuBy.
This collection brings together alien encounters, classic fantasy creatures, and strange magic; stories with heart, of people making their ways in the world the best they can, however strange and hostile those worlds might be. All this, now brought together in the first widely available retrospective collection of Vaughn's work.
This debut collection from Nebula-nominated author Caroline M. Yoachim showcases a wide-ranging selection of dark and beautiful stories, fiction that explores human nature against vividly imagined speculative backdrops.
When the alien Saurons invaded, they killed billions—and enslaved the remaining human population, forcing them to build mysterious temples. Now, former government bodyguard Jack Manning finds himself at the center of a conspiracy. The temples are far more dangerous than ever imagined. Manning will face a choice: save himself and the woman he loves or risk everything to mount a resistance.
Rebellion is in the air, and the fight for freedom is spreading far and wide, from the center of activity in Washington to the distant lands of Guatemala. A diverse group of rebels, including an ex-FBI agent, a doctor inside the heart of enemy territory, and the president will have to band together with a host of other insurgents from across war-torn Earth to overcome impossible odds if they're to save what's left of humankind.
Davi Rhii helped his enslaved people fight for their freedom and earn equality, but now that they are equal, they’ve found freedom and acceptance don’t necessarily go hand-in-hand.
A madcap, satirical race among the factions of humanity who rush to the center of the galaxy in order to respond to an invitation from God. By the New York Times bestselling coauthor of Dune: House Atreides.
Dyan’s mother is held prisoner and scheduled to be executed for letting her daughter live. Rescuing her will push Dyan and Jak to the limits, unveiling to them the dark secrets at the heart of Buza System.
The apocalypse is rough, even on the angels. Raphael, Bearer of the Word and sometimes rebel, is offered a chance to redeem himself, but to win his restoration he has to cross a shattered America to find and call a new . . . and different sort of . . . prophet.
All three volumes in the high-octane military SF series, The Fifth Foreign Legion. Includes March or Die, Honor and Fidelity, and Cohort of the Damned.
Against the odds, Jelani and his friends are still alive. But vampires stalk them, and the claws of death close in. Survival seems impossible, but Jelani must fight; if not for himself, then for the people he loves.


View Cart “Palm Power Palm Sensual Attachments” has been added to your cart.
Now you can be transported to paradise with the inviting scent and satin feel of our nutrient-rich massage lotion. Specially formulated with a blend of Hemp Seed and Argan Oils, this deep moisturizing lotion provides an ideal glide for the perfect massage that leaves skin feeling smooth and nourished. From Earthly Body. 8 oz. Dreamsicle.


Many take a loan to finance their purchases. It can be a financial leverage, a perfect tool to create holdings provided one is careful that indebtedness is only a transitional phase before making the capital gains on one's purchase. Common sense imposes to evaluate carefully the limits of one's investment capacities such as having noted the various existing loans before committing to a real estate operation with credits.
The bridging loan or loan for purchase and resale is offered to the owners who wish to purchase a new property before having sold the property put on the market.
Taking a bridging loan offers the option to receive from the bank an advance on the future proceeds of the sale. The funds released thanks to this transition loan on short term enable the purchaser to have the time necessary to sell his/her previous lodging without having to sell it off cheap. Moreover, it is generally difficult to have the dates of purchase and sale converge.
This formula suits the purchase of a new property with a value inferior or equal to the property sold. In this case, the bank offers a "dry" bridge, that is to say a simple financial advance reimbursed by the sale of one's own property. Here, the advance shall thus be on short term: one year maximum and the borrower only reimburses monthly the interest of the loan.
If the amount of the bridging loan is not sufficient to finance the purchase of a new housing, the borrower thus has to cover the remaining amount by a property loan. As long as the first property is not sold, the borrower reimburses the loan interest every month of his bridging loan, in addition to the monthly instalments of his usual property loan. It is thus possible in this case to benefit from a differed payment: here, the interests are not paid back monthly but are capitalized. They thus increase progressively the amount to reimburse at the time of the sale of the property. The instalment thus much relieved but the total amount to pay back in the end shall be heavier by as much as the sale is executed late.
3 - The Bridging loan with a "total allowance"
This option is granted for a term of 24 months. In this case, the borrower does not reimburse the loan interests during the first 12 months. If he/she sells his/her property before then, he/she pays back the capital of the bridging loan and the interest for the past months. If the borrower has not sold his/her property in the first 12 months of the bridging loan, from the thirteenth month he/she pays back the loan's interest as well as those of the first month.
The redeemable credit is the most common loan solution in France with individuals to finance properties. As its name suggests, it enable each taker of this sort of loans to pay amortize at the same time the capital owed as well as the interest in the same instalment.
As time goes by on your loan, the lower is the share of the interest, leaving space for more amortization of capital. We commonly say that we pay the interest of the loan during the first part and the capital in the second part. On each instalment we owe less and less capital to the bank, we "amortize" thus the property this way.
However, depending on the terms of the contract, the instalments can also be decreasing or increasing if the instalments are flexible. Every year, on the anniversary date of the credit, the instalment can vary by more or less 30% depending on the wish and the capacity of the client.
Finally, the interest rate of the redeemable credit can be fixed or flexible. If it is fixed, the borrower will lose out if the rates decrease and win if they increase. More often the borrowers favour the fixed rate for more safety. The flexible interest rate consists in a reference index and a margin. It is in general more attractive but revisable.
During the whole term of the loan, the borrower only pays back monthly the interest of the loan or this capital borrowed is only reimbursed that the end of the loan, in one instalment.
The bank verifies the borrower's capacity of repayment imposing him a monthly payment on a savings product (a life insurance for example) for a pre-determined amount. This saving progressively supplied up to the capital borrowed represents a guarantee of reimbursement at the maturity of the loan. The main advantage of this loan is on a tax point of view: the investor can deduct the loan interests from his income, the total amount of which is higher than for a classic loan.
Do not forget that, to take a property loan, the bank demands that the borrower takes a life insurance covering death and invalidity to cover its instalments and the capital borrowed. Despite its cost, this security offers some advantages: if the borrower dies during the term of the loan or were to become an invalid, this life insurance will reimburse the bank. Himself or his heirs will then have a house fully paid and a life insurance subject to the regime of the transfer outside of the inheritance. In case of a partial invalidity, the coverage will be in proportion with the level of incapacity.
In the scope of a purchase via a Civil Company in Real estate (SCI) the same personal documents should be provided for each partner.


Data on sold house prices, such as the results above for Allensmore Hereford HR2 9AP, is supplied to us via monthly updates from the Land Registry for England and Wales and from the Registers of Scotland for Scotland. There may be a delay of up to 3 months from when a property is actually sold to when it becomes officially recorded with Land Registry and/or Registers of Scotland. We provide data on house prices for information only, on an 'as is' basis as supplied to us and accept no liability for any errors or omissions. If you have identified any incorrect information in, please Report an error.


One of my Style B 10$ Mix-you-own commissions.
Bery good in the outfit looks like on of thoes ladyes fom cabarets.
Très chouette avec le style 20's. Je valide !
Je te "stamp" ton dessin !
Old timey reporter gal! WOOOO!
Great picture! They really had style back then, didn't they?
Oooonn jojo je l'adore! Elle est vraiment belle ton dessin est sublime!
:3 you are most welcome!


Mare Collection’s Pollino design seamlessly melds charm with style and functionality. The gently curving and triangular-inspired washbasin and the counter it sits on are crafted from a natural mineral blend and bonded with a small amount of resin. The handmade, natural wood veneer cabinet features decorative wood grains that provide visual contrast with the washbasin. A single, wide shelf sits atop an oversized drawer for ample storage space.


Although I’ve hired a lot of people, I’d never been asked that question before. Bob made me think about what they all have in common and I have no doubt that passion is the first criteria I look for when I interview a candidate.
But ‘passion’ is a very subjective term. How do you define it, identify it and select for it?
Yes, I look for people who know their subject, but they must also be willing to learn and go the extra mile. Passionate people talk about their purpose in life before talking about their qualifications. They are enthusiastic, contagiously positive – they make you feel good!
The opposite is the recipe for disaster. The damage an incorrect hire can wreak is huge.
So, as an interviewer, how can you encourage a candidate to show their passion?
I always find it very helpful to start by articulating the purpose of the company and articulating my own enthusiasm for the job I do. Passionate people react immediately to concept of purpose because it’s what drives them. If your purpose resonates with them, you’ll see it straight away, not just in what they say but also in their body language. This spark and this connection are what I look for in a potential candidate.
Hiring the wrong person can be a disaster. It’s not just the work that’s at risk, it’s also the morale of the rest of your team, not to mention your reputation as a manager. Hiring requires full focus, great preparation and lots of time! Many managers don’t invest enough time for such crucial part of their job.
Approach hiring the way you would approach giving a presentation to your boss or speaking in front of an audience of important people. Preparation and thoughtfulness at every stage of the process is essential.
It begins with the job description and posting. You can’t expect your HR team to support you in finding great candidates if you provide a vague or inaccurate description of what the role will entail.
Have I clearly defined the job specs?
Have I clearly articulated my requirements to the HR team?
Go back to question 1, then rinse and repeat until you are ABSOLUTELY CLEAR!
I’ve heard managers say: “Well, if they are too clever, I risk losing my job.” Don’t EVER think this way! Don’t settle for less, don’t be scared about driving a team of really clever and dedicated people; be proud of it. Your employees will make you better, they will make you believable and stronger as a manager. As long as you believe in your team, they will believe in you. Be genuinely interested in them, coach them to give their best and offer a clear sense of purpose. The results will be magical.
I’ve been fortunate enough to work with and hire amazing teams: energetic, passionate and always ready to improve themselves. I’d like to thank them and encourage you to make passion a priority the next time you’re hiring. Because, for a manager, there’s nothing so satisfying as building an outstanding team.
Having been part of Luciano’s Team, I second all that!
Veramente notevole Luciano, avrei voluto farti conoscere qualche manager italiano.
‘Improve’ e’ una delle mie parole preferite….
Bellissimo articolo! Mi piace tantissimo l’originalità con la quale vesti le tue idee! Bravo e grazie per averci coinvolto con la forza della passione!


Rule #1: FERPA recognizes a person enrolled in post-secondary education as a "student" and provides that individual certain rights, regardless of age. Therefore, a parent does not have an inherent right to access his/her child's educational records. Exception: The Cashier's Office, and the Office of Scholarships and Financial Aid, may disclose financial information without written consent to the parents if the student is a "dependent student" as that term is defined in Section 152 of the Internal Revenue Code. Please contact or refer the parent to one of those offices as appropriate.
Rule #3: Educational records are considered confidential and may not be released without written consent of the student, with the exception of unrestricted directory information. It is the responsibility of faculty, staff and student employees to verify that student directory information is not restricted before releasing it.
Reminder: Student directory information can be restricted with a FERPA hold. SOLAR will display this privacy shade when viewing restricted student data.


Local company, Rescued Tails™ offers custom gifts and educational tools for pet lovers.
Rescued Tails™ pet portraits are available in various color pallets with the options of bright, pastel, natural or custom. In addition to printing and/or framing your illustration, you can put your best friend on a tee shirt, mug, etc.
Rescued Tails’s motto is to “Warm hearts, save lives” ©.
This local company will warm hearts by creating a gift like no other while serving a mission to help hundreds of dogs that were rescued off the streets of Mexico to find homes. Rescue Tails’ mission saves lives by donating $1 from each product sold to animal charities. Visit rescuedtails.com for other pet resources too.
Rescue Tails offers educational tools on their website.
Each piece is custom made with the specific animal in mind. From cowboy hats and horseshoes to hearts and colorful dog-prints, the essence of each animal portrayed is captured expertly.
For more samples designs and information, please visit http://www.rescuedtails.com or contact Wendy Rall directly at woof@rescuedtails.com or 951-704-3374.


Having a DisplayPort with you at your house will always keep you entertained if you love gaming and live to stream. The cables fit perfectly in a monitor, projector, laptop or tablet. There are many products in the market you can choose from, but you have to do proper research to avoid purchasing a wrong product.
This is the perfect cable for your laptop or desktop that is equipped with a display port. You can also use it to enjoy your movies where you can also expand your laptop for better view or when you are presenting at school. It provides you with quality and high-definition audio and videos from your laptop.
This cable is gold plated, and this helps to resist corrosion or resist any damage and enhance durability. This kind of plating also ensures a perfect signal transmission. This display port connector provides a secure connection where it has a release button that is always lowered before unplugging. The display port is also portable where you can carry it anywhere with you.
This mini display port cable can give you quality transmission of videos and audios. You can connect it to your computer or tablet to get HD videos. Has gold plated connectors, copper conductors, and foil-and-braid shielding where all these provide enough energy and convenient connection.
This cable measures a maximum of 10 feet and gives an easy time when connecting it to your laptop. The cable has a sleek design that gives you an easy time to carry and store the cable. It is secure and reliable where it will provide you with a good connection when you need it.
If you are looking for a perfect cable for video streaming and gaming, this is the perfect fit. It has a construction design that prevents the cable from cracking or any damage. It contains gold-plated connectors and multiple shielding where this prevents any damage and enhance the durability of the cable.
The cable provides you with free non-interfered data transmission from any time and position. Provides a secure and reliable connection where you only plug and play without struggling. You can directly connect the display port that is equipped to your desktop for high definition videos and clear audios.
This is a convenient cable that connects a display port cable directly to a projector or HD monitor with display port unit. This cable is portable and mobile where you can use it anywhere. It features gold-plated connectors that with copper connectors and braid shielding where they all combine to provide powerful cable performance reliable connections.
It transmits high definition videos and clear music from your computer to a monitor for gaming or video streaming. It provides a secure connection where it has a button that is always lowered before unplugging. This cable is 10 foot long, and this gives you an easy time when using it from any position.
This cable has gold-plated connectors that resist corrosion and any form of damage. The gold connectors also enhance reliable and increased connectivity. It features inner braided foil that reduces interference and increases video and audio quality. The 6 feet cable connects a display port enabled computer to an HD monitor or projector with DP port unit for audio and video streaming.
The cable gives you the best and quality video resolution you need. The DP has a latch that provides a secure and reliable connection with the port where the latch must be pressed down before unplugging the connector. This is perfect for extended display or mirrored displays.
The cable supports resolutions of up to 3840 by 2160 and high-definition videos. This display port provides you with a secure and reliable connection any time you need it. It has pure copper conductors and triple metal shielding that enhance a perfect performance.
This cable transmits both high definition video from your computer or tablet to an HD display. It has gold-plated and copper conductors that protect the cable from damage and improve its performance.
Has foil and braid shielding that helps in reducing electromagnetic interference.
It has an ergonomic design where it has secured grips for easy plugging and unplugging. The cable measures 6 foot and supports a high video resolution. This cable provides you with a high-quality connection no matter where you are.
This is a perfect choice when you need quality and clear videos and pictures. The cable provides you with a high video resolution. The cable is 10 foot long to provide you with enough and secure connection from any position.
The cable is gold-plated for preventing corrosion and providing a secure connection. Has a release button that is always lowered before unplugging. Has a slim design where you can fold it easily for easy carrying.
This cable has latching gold-plated connectors for providing a secure and reliable connection. The gold plating also helps in resisting damage, and this enhances the durability of the cable. Features braided copper conductors for providing a reliable signal from source to display design with foil design for an uninterrupted connection.
The display port provides you with a secure connection where it has a release button that must be lowered before unplugging. It transmits HD audio, and video from you’re your computer to a monitor for video streaming and gaming. You can also connect and configure your monitor for an extended monitor display.
This cable is easily connected to a display port that is equipped with a desktop to an HD monitor or projector for easy streaming and gaming. The cable transmits high definition video and audio from your computer to a monitor where it also convenient for gaming and live streaming. It supports it provides you with a high video resolution.
It can work with various display port modes for providing you with deep color depths and sharp images. It is gold plated for increasing providing quality connection where the plating also prevents damage. The cable has an available price that will favor your pocket.
Flexibility: Before buying any cable, you ask yourself the questions like what type of install is the cable going into? Is everything fixed? You need to find a cable that is flexible enough such that it is mobile to be used everywhere and in different scenarios. A flexible will always give you the freedom of using the cable everywhere provided the cable has a slim design for easy carrying and storage.
Durability: Buying a durable display port cable means you will keep yourself out of the shops buying new products time by time. Consider buying a cable that is plated with strong material that prevents corrosion or any form of damage. There are other cables that are made from strong materials that are strong enough to enhance the durability of the cable. You have to do better research on the product you want to buy because there are many products in the market and buying a durable cable can be a tiring job.
Cost: Consider buying a port that is very well priced and a cable that will suit your pocket. Mostly, the high-quality cable is costly than the low-quality cables. You can still buy the low priced cables where they perform their function efficiently. Buying an expensive or low costing product only depends on the strength of your pocket. Avoid buying a product that will affect your budget, but if you are financially stable, you can spend on the expensive cables.
Design: A good cable should always have a perfect design that will make its use simple. It should have a slim design for easy carrying and storage. A foldable cable is always portable, and this makes it best to use in any position. A cable that is molded with good design will always provide you with the best results you want.
Quality: Consider buying a cable that is of high quality and a cable that will suit your needs very well. If you purchase a low-quality cable, you will be forced to return it to the shops or buy a new one, and this will be costly. To avoid all these problems, do proper research on the product you want to buy.
Choosing the best Display port on the market can give you stress because the products are numerous in the market and you have to do proper research before buying any cable. You have to consider many things to avoid buying a product that will not suit your functions. Consider the products in the guide above because they are of high quality and well researched to suit your functions.